Credit Risk Management
At JIBS, we offer a comprehensive suite of credit risk management services tailored to your needs.
Our team of experienced professionals utilize cutting-edge tools and models for precise credit scoring and analysis. Our strategic use of sophisticated analytics and AI aids in detecting and averting potential fraud, contributing to substantial reductions in credit losses.
We offer end-to-end BPO services in loan processing and credit risk mitigation, alongside diligent portfolio management and regulatory compliance. By employing professional debt recovery and advanced analytics, we prevent fraud and significantly curtail credit losses.
Simplifies and Scalable Collection process
Our seasoned team at JIBS, leverages a data-driven methodology, formulates streamlined collection strategies to reduce delinquencies and maximize recoveries. With the help of cutting-edge tools and technology, we automate mundane tasks, enabling our team to address complex cases – a strategy that boosts productivity and curtails operational costs.
Our collection services, rooted in scalability, adapt effortlessly to your evolving business needs, seasonal shifts, or sudden demand surges, allowing efficient management of collections without resource constraints. We emphasise substantially in analyzing trends and deriving actionable insights. We consistently evaluate strategy outcomes to enhance our methodologies and achieve optimal results.
Business growth though smarter collection process
At JIBS we provide intelligent, data-driven collection solutions, vital for effective credit risk management and enhancing business growth.
Our experienced team uses
- Analytics to devise efficient collection strategies
- Recognize trends and implement changes to boost efficiency
- Minimises your financial burdens and amplifies opportunities for expansion.
- Provide Insights that steer strategic choices and spur growth.
- Foster customer loyalty and protect your brand reputation.
- Increase profits, and strengthen your financial stability.
Collection Process with Customer Delight
JIBS maintains customer relations even during the collection process involving a careful, respectful, and empathetic approach.
Personalized Communication: We leverage analytics to personalize communications based on a customer’s history, ensuring messages are relevant and pacific.
Empathetic Approach: Agents trained in empathy listen, understand customer concerns, and seek common ground.
Flexible Payment Plans: JIBS provide tailored payment options, adjusting amounts or deadlines based on the customer’s financial needs.
Educative method: Agents educate customers on the value of a good credit score rather than just demanding payments.
Multichannel Support: We offer multi-channel support, allowing customers to communicate via their preferred method.
Benefits of Credit Risk Management
Domain-specific knowledge
Cost Efficiency
Cutting-edge Technologies
Regulatory Compliance
Scalability
Data Security
Businesses Valuable Insights
JIBS by 2025, We Aim To:
- Reach break-even within the next two years.
- Secure long-term agreements with our current clientele.
- Achieve at least a 95% customer satisfaction rate to foster enduring partnerships with our clients.
- Explore new potential locations in Bengaluru and the Philippines.
- Oversee both domestic and international sectors.
